Employee Benefits
For CUSD Employee Benefits Information Contact:
Stephanie Hernandez
Employee Risk & Benefits Administrator
760-331-5030 - FAX: 760-331-5030
email: stephanie.hernandez@carlsbadusd.net
Certificated Benefits
Important Notifications:
- Open Enrollment Notice - 2023
- CUSD Creditable Coverage Disclosure Notice - Certificated
- Women's Health & Cancer Rights Act Notification
Benefit Rates for Medical & Dental Plans:
Blue Shield of California
- 2023 Blue Shield POS Benefit Summary
- Blue Shield POS Summary of Benefits 2023
- 2023 Blue Shield PPO Benefit Summary
- Blue Shield PPO Summary of Benefits 2023
- 2023 Blue Shield Trio Benefit Summary
- Blue Shield Trio ACO HMO Summary of Benefits 2023
- Blue Shield Trio HMO Healthy Savings Benefits
- Blue Shield Trio HMO Call the Car Benefits
- Blue Shield Chiropractic Benefits
- 2023 Blue Shield Infertility Benefits
- Blue Shield Urgent Care Benefits
- Blue Shield RX Mail Order Benefits
- Blue Shield Prenatal Program Benefits
- Blue Shield Mental Health Benefits
- Blue Shield Away From Home Care Benefits
- Blue Shield Be Healthy and Save Benefits
- Blue Shield Experian Identity Protection Benefits
- Blue Shield Online Account Registration Information
- Blue Shield Mobile App Information
Kaiser
- 2023 Kaiser Summary of Benefits
- 2023 Kaiser Traditional Plan
- Kaiser Evidence of Coverage
- 2023 Kaiser Chiropractic Benefits
- Kaiser Care Away From Home Flyer
- Kaiser Telehealth Information
- Kaiser Healthy Resources Benefits
- Kaiser Mental Health Benefits
- Kaiser Online Account Registration Information
- Kaiser Mobile App Information
Login to Kaiser for Health and Wellness Resources
Dental Plan - Delta PPO Dental, DeltaCare HMO
- Your Two Dental Plan Options
- Delta - Notice of Privacy Practices
- Delta Dental PPO Plan Highlights
- Delta Care (HMO) Evidence of Coverage
- Delta Care (HMO) Plan Highlights
- Delta Dental Find A Dentist
- Delta Dental Online/Mobile Account Registration Information
Vision Plan - MES
American Fidelity (Section 125)
The Hartford Life
- Carlsbad Highlights Voluntary Life all Employees
- Carlsbad Highlights Basic Life Certificated & Classified
The Standard
MetLife Legal Plan
Liberty Mutual
Classified, Management, & Confidential Benefits
Important Notifications:
- CUSD Creditable Coverage Disclosure Notice 2022 Classified-Management
- Women's Health & Cancer Rights Act Notification
- Classified & Management Benefit Contact List
Health & Welfare Insurance Tenthly Rates:
Unit members hired after September 24, 2012 are eligible for health, dental and vision benefits only while working twenty (20) hours per week or more and are limited to selecting an HMO only type medical plan.
Delta Dental & DeltaCare
- Delta Dental Evidence of Coverage
- Delta - Notice of Privacy Practices
- Delta Dental PPO Plan Highlights
- Delta Care (HMO) Plan Highlights
- Delta Dental Find A Dentist
- Delta Dental Online/Mobile Account Registration Information
MES Vision
The Hartford Life
- Carlsbad Highlights Voluntary Life all Employees
- Carlsbad Highlights Basic Life Certificated & Classified
- Carlsbad Highlights Basic Life Management
American Fidelity (Section 125)
MetLife Legal Plan
- MetLife How to Use Plan
- MetLife Legal Plan Description
- MetLife Legal Plans FAQs
- Liberty Mutual Insurance Benefits for School Districts
Employee Assistance Program
FBC 403(b)/457(b) Deferred Compensation Plan
888-CalPERS (888-225-7377)
CalPERS – The California Public Employees' Retirement System provides retirement coverage to eligible classified employees/substitutes. Classified employees automatically qualify for enrollment in CalPERS after one of the following occurs:
- A classified employee or substitute has worked 1000 hours in a fiscal year or 125 days in a fiscal year
- An employee is offered a contract for a permanent classified assignment of 20 hours or more per week with the District
- An employee who has previously qualified for CalPERS works as a substitute or permanent employee with the District
CalSTRS – The California State Teachers' Retirement System provides retirement coverage to teachers in public schools and community colleges.
ARS (3121 Plan) – The 3121 Plan is a savings program for employees who are not eligible to participate in the State Employees' Retirement System. The Plan is a partnership between San Diego County Board of Education Fringe Benefits Consortium, Life Insurance Company of the Southwest, and National Benefit Services, LLC. Prior to eligibility for CalPERS, classified employees and substitutes will be enrolled in the alternative retirement system (3121 Plan).
